BCH FUNDING SOLUTIONS LLC
LOAN PROGRAMS
FIX & FLIPS LOANS
Finance Your Next Investment Property
Fast, flexible financing designed to help real estate investors acquire, renovate, and sell properties for profit.
Finding the right investment opportunity is only part of a successful fix-and-flip. You also need financing structured around the property, renovation budget, and investment strategy.
BCH Funding Solutions helps real estate investors access short-term financing designed specifically for acquiring and improving investment properties.
Program Highlights
✓ Loan Amounts from $50,000 to $5,000,000
✓ Up to 90% of Purchase Price
✓ Up to 100% of Eligible Rehab Costs
✓ Up to 75% of After-Repair Value
✓ 12–18 Month Interest-Only Terms
✓ Minimum FICO Starting at 620
✓ No Prepayment Penalty
Eligible Property Types
Single-Family Homes • Duplexes • Triplexes • Fourplexes • Townhomes • PUDs • Warrantable Condos
The BCH Funding Solutions Approach
Tell us about the property, purchase price, renovation budget, estimated after-repair value, and your experience.
FIX & HOLD LOANS
Buy It. Improve It. Keep It.
Financing for investors who want to renovate properties and build long-term wealth through rental real estate.
Short-Term Financing Highlights
✓ Loan Amounts from $50,000 to $5,000,000
✓ Up to 90% of Purchase Price
✓ Up to 100% of Eligible Rehab Costs
✓ Up to 75% of ARV
✓ 12–18 Month Interest-Only Terms
The source combines Fix & Flip and Fix & Rent under its bridge program, making this a natural BCH page for investors following a BRRRR-style strategy.
BCH Funding Solutions can help investors consider both sides of that transaction—the short-term acquisition/renovation financing and the potential long-term rental financing that follows.
GROUND UP CONSTRUCTION LOANS
Build Your Investment From the Ground Up
Construction financing for qualified real estate investors and developers building new investment properties.
Short-Term Financing Highlights
✓ Loan Amounts from $50,000 to $5,000,000
✓ Up to 90% of Purchase Price
✓ Up to 100% of Eligible Rehab Costs
✓ Up to 70% of ARV
✓ 12–18 Month Interest-Only Terms
Ground-up construction requires a financing structure that can support the project from acquisition and permitting through construction and completion.
BCH Funding Solutions helps qualified investors pursue construction financing designed around the project's costs, completed value, experience, and exit strategy.
DSCR RENTAL PROPERTY LOANS
Qualify With the Property's Cash Flow
Long-term rental financing designed for real estate investors.
Traditional mortgages often focus heavily on the borrower's personal income.
A DSCR loan takes a different approach.
Debt Service Coverage Ratio (DSCR) measures the relationship between the property's qualifying rental income and its debt obligation.
Program Highlights
✓ $50,000 – $3,000,000
✓ Up to 85% LTV on Purchases
✓ Up to 80% LTV on Cash-Out Refinances
✓ Up to 80% LTV on Rate/Term Refinances
✓ 30-Year Fixed Options
✓ Interest-Only Options Available
✓ Minimum DSCR starting at 1.0 under the standard program
✓ Minimum FICO starting at 640
✓ Foreign National Programs Available
Eligible Properties
Single-Family Rentals • 2–4 Units • Short-Term Rentals • Townhomes • PUDs • Condos
BCH Funding Solutions can help investors consider both sides of that transaction: the short-term acquisition/renovation financing and the potential long-term rental financing that follows.
MULTI FAMILY LOANS
Financing for 5+ Unit Investment Properties
Financing solutions for investors acquiring or refinancing multifamily and mixed-use properties.
BCH Funding Solutions provides access to financing options for both smaller multifamily properties and larger multifamily/mixed-use transactions.
Rental Program Highlights
DSCR LOANS
For 5–9 unit residential multifamily:
✓ $250,000 – $3,000,000
✓ Up to 75% Purchase LTV
✓ Up to 70% Cash-Out LTV
✓ Up to 75% Rate/Term LTV
✓ 30-Year Fixed Options
✓ Interest-Only Options
NON-DSCR LOANS
Residential multifamily 5+ units and Mixed Use:
✓ $100,000 – $7,000,000
✓ Up to 75% Purchase LTV
✓ Up to 75% Cash-Out LTV
✓ Up to 75% Rate/Term LTV
✓ 30-Year Fixed Options
✓ Interest-Only Options: option 5 or 10 Year I/O
GROW BEYOND SINGLE-FAMILY
PORTFOLIO RENTAL LOANS
Finance Multiple Properties With One Strategy
Portfolio financing for investors who are ready to scale beyond financing properties one at a time.
As a rental portfolio grows, managing separate loans across multiple properties can become increasingly complicated.
Portfolio financing can provide investors with a more efficient way to finance multiple eligible rental properties.
Program Highlights
✓ $100,000 – $3,500,000 DSCR Portfolio Loans
✓ $100,000 – $6,000,000 Non-DSCR Portfolio Loans
✓ $50,000 Minimum Loan Amount Per Property
✓ 10–15 Properties
✓ Up to 80% Purchase LTV under DSCR program
✓ Up to 75% Cash-Out LTV
✓ 30-Year Fixed Options
✓ Interest-Only Options Available
Eligible Properties
Single-Family • Duplexes • Triplexes • Fourplexes • Townhomes • PUDs • Condos
SCALE YOUR PORTFOLIO
COMMERCIAL RENTAL PROPERTY LOANS
Financing for Income-Producing Commercial Real Estate
Financing solutions for investors acquiring or refinancing Office, Retail, Warehouse, Self-Storage, Automotive
BCH Funding Solutions helps investors pursue financing for commercial properties where the real estate and its income-producing potential play a central role in the transaction.
Commercial Program Highlights
NON-DSCR LOANS
Program Highlights
✓ $100,000 – $7,000,000
✓ Up to 70% Purchase LTV
✓ Up to 70% Cash-Out LTV
✓ Up to 70% Rate/Term LTV
✓ 30-Year Fixed Options
✓ 5- or 10-Year Interest-Only Alternatives
✓ Foreign National Options
GROW BEYOND SINGLE-FAMILY
*Rates are based on loan terms, borrower qualifications, LTV, and property factors and are subject to change. Non owner-occupied rental properties only. Interest rates or charges herein are not recommended, approved, set or established by the State of Kansas. Loans available in AL, AK, AR, CO, CT, DE, FL, GA, HI, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NH, NM, NV, OH, OK, OR, PA, RI, SC, TN, TX, VA, VT, WA, WI, WV, and WY as well as Washington D.C. - For commercial loans, we can help lend in all 50 states.